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When you know what to expect, you can be ready for anything.

Deciding to purchase a new home is a huge first step, but there are many more steps to come. Finding the right home. Monitoring your loan status. Approvals. Purchase negotiations. And much more. Thatís why The Palmetto Bank has compiled a Home Purchase Basics list just for you. With these helpful tips and information, you truly can be ready for anything.

 
Got a question about mortgages? You've come to the right place!
When it comes to home financing, there are many different options to choose from. How do you find the loan that's best for you? Here is some information to help you.
 
Applying for a mortgage can be very intimidating. You're asked specific details about your income, assets, and debts. Here we will give you information that will let you know how that information is used when applying for a mortgage.
 
When you buy or refinance a home, the property is used as collateral for the loan. Here's what the lender is looking for and why.
 
 
Hurray! Your loan has been approved and your loan closing date has been set! This section will give you some idea of what to expect at closing and what happens after closing.
 
There are many financial decisions involved in purchasing or refinancing a home. The calculators we provide here can help you decide some of those decisions.
 
There are a lot of unfamiliar terms that get tossed around during the mortgage process. But don't worry, we've put together this glossary to help you get a better grasp of any terms that may be less than clear.
 
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